Commercial Cum Ticket Clerk is a popular undergraduate-level post under RRB NTPC in Indian Railways. The post is mainly connected with ticket booking, ticket checking support, passenger dealing, commercial records, enquiry support and station-level commercial work.
RRB NTPC Undergraduate recruitment includes posts like Commercial Cum Ticket Clerk, Accounts Clerk Cum Typist, Junior Clerk Cum Typist and Trains Clerk. In the 2025 undergraduate-level recruitment, Commercial Cum Ticket Clerk was listed under Pay Level 3, and the recruitment targeted Class 12 pass candidates for Level 2 and Level 3 posts.
Commercial Cum Ticket Clerk Salary 2026 Quick Overview
| Component | Details |
| Post Name | Commercial Cum Ticket Clerk |
| Department | Indian Railways |
| Recruitment Body | Railway Recruitment Board |
| Exam Category | RRB NTPC Undergraduate |
| Job Type | Central Government Railway Commercial Post |
| Pay Level | Pay Level 3 |
| Pay Scale | ₹21,700–₹69,100 |
| Starting Basic Pay | ₹21,700 Per Month |
| DA Used In Calculation | 60% |
| Approx. Gross Salary | ₹39,000–₹47,000 Per Month |
| Approx. In-Hand Salary | ₹34,000–₹43,000 Per Month |
| Main Allowances | DA, HRA, TA, railway pass, medical, night duty if applicable |
| Main Deductions | NPS, insurance, medical deduction, tax if applicable |
| Work Nature | Ticket booking, passenger dealing, commercial records and station duty |
Commercial Cum Ticket Clerk Pay Scale
Commercial Cum Ticket Clerk comes under Pay Level 3 of the 7th Pay Commission pay matrix. The starting basic pay is ₹21,700 per month, and the pay scale goes up to ₹69,100.
Basic pay is not the final salary. Dearness Allowance, House Rent Allowance, Transport Allowance and railway benefits are added to it. After deductions like NPS, insurance, medical contribution and other recoveries, the final amount becomes the in-hand salary.
This post is higher than Pay Level 2 posts like Junior Clerk Cum Typist and Trains Clerk, because Commercial Cum Ticket Clerk is placed under Level 3 in the RRB NTPC undergraduate structure.
Commercial Cum Ticket Clerk Salary At One Place
The table below gives a practical salary estimate for a newly appointed Commercial Cum Ticket Clerk at starting basic pay of ₹21,700. DA is taken at 60%, as central government-linked DA reached 60% from January 2026.
| Salary Component | X City / Metro | Y City | Z City / Smaller Place |
| Basic Pay | ₹21,700 | ₹21,700 | ₹21,700 |
| Dearness Allowance, 60% | ₹13,020 | ₹13,020 | ₹13,020 |
| House Rent Allowance | ₹6,510 | ₹4,340 | ₹2,170 |
| Transport Allowance With DA | ₹5,760 | ₹2,880 | ₹2,880 |
| Approx. Gross Salary | ₹46,990 | ₹43,940 | ₹39,770 |
| NPS Deduction, Approx. | ₹3,472 | ₹3,472 | ₹3,472 |
| Other Deductions, Approx. | ₹800–₹2,000 | ₹800–₹2,000 | ₹800–₹2,000 |
| Approx. In-Hand Salary | ₹41,500–₹43,000 | ₹38,500–₹40,000 | ₹34,000–₹35,500 |
These figures are practical estimates. Actual salary can change because of posting city, railway quarters, HRA eligibility, duty roster, deductions, railway society recovery, insurance, arrears and department-level rules.
Commercial Cum Ticket Clerk In-Hand Salary
The starting in-hand salary of Commercial Cum Ticket Clerk usually comes around ₹34,000 to ₹43,000 per month.
In metro or X-category cities, the in-hand salary may be close to ₹41,500–₹43,000 because HRA and Transport Allowance are higher. In Y-category cities, it may come around ₹38,500–₹40,000. In smaller stations or Z-category places, the salary may remain around ₹34,000–₹35,500.
If railway quarters are allotted, HRA may not be paid separately. In that case, bank-credit salary becomes lower, but the employee receives accommodation benefit.
Commercial Cum Ticket Clerk Salary Structure All Components
Basic Pay
Basic pay is the fixed foundation of salary. For Commercial Cum Ticket Clerk, the starting basic pay is ₹21,700 per month under Pay Level 3. This amount increases every year through annual increment.
Dearness Allowance
DA is one of the biggest salary additions. At 60%, DA on ₹21,700 becomes ₹13,020 per month. Whenever DA increases, gross salary also increases.
House Rent Allowance
HRA depends on city category and railway accommodation. In X-category cities, HRA is higher. In Y and Z-category places, it is lower. If railway quarters are provided, HRA may not be paid separately.
Transport Allowance
Commercial Cum Ticket Clerk gets Transport Allowance as per railway and central government rules. At the current DA level, Transport Allowance with DA may be around ₹5,760 in X cities and ₹2,880 in Y/Z places.
Railway Pass And PTO Benefits
Railway employees usually get railway pass and PTO benefits as per service rules. This is one of the useful non-cash benefits of railway service.
Medical Benefits
Commercial Cum Ticket Clerk gets railway medical benefits. Employees and eligible family members may get treatment through railway hospitals and approved medical facilities.
Night Duty Allowance
Depending on posting and duty roster, railway commercial staff may have shift duty or late-hour duty. If eligible, Night Duty Allowance may be paid as per railway rules.
Leave And Other Benefits
The post also gives earned leave, casual leave, government holidays, retirement-related benefits under NPS, regular increments, service security and promotion opportunities.
Deductions From Commercial Cum Ticket Clerk Salary
The main regular deduction is usually NPS contribution. It is generally calculated as 10% of basic pay plus DA.
For Commercial Cum Ticket Clerk with ₹21,700 basic pay and ₹13,020 DA, the NPS deduction comes around ₹3,472 per month.
Other deductions may include insurance, railway employee society recovery, union deduction, medical-related deduction, loan recovery, income tax if applicable and accommodation recovery if railway quarters are allotted.
Commercial Cum Ticket Clerk Job Profile
Commercial Cum Ticket Clerk works in the commercial side of Indian Railways. The job may include ticket booking, reservation-related support, fare calculation, passenger enquiry, refund-related work, cash handling, commercial records and station counter work.
The employee may be posted at railway stations, booking offices, reservation counters or commercial sections. The work needs accuracy because ticketing, cash and passenger information must be handled carefully.
The job also needs patience and public dealing ability. Railway passengers may ask about trains, fares, tickets, platforms, cancellations, refunds and routes. So, the employee must communicate clearly and calmly.
Commercial Cum Ticket Clerk Selection Process
Commercial Cum Ticket Clerk selection is usually conducted through RRB NTPC Undergraduate recruitment. The selection process includes computer-based tests, document verification and medical examination. RRB NTPC undergraduate recruitment has also included CBT-I, CBT-II, typing skill test where applicable, document verification and medical examination for different posts.
| Stage | Details |
| CBT 1 | First Stage Computer Based Test |
| CBT 2 | Second Stage Computer Based Test |
| Document Verification | Checking certificates and eligibility |
| Medical Examination | Railway medical fitness test |
| Final Selection | Based on merit and railway rules |
Candidates should always check the latest RRB notification because selection stages, medical standards and post preferences can change by year.
Commercial Cum Ticket Clerk Salary After 5, 10 And 20 Years
| Service Stage | Approx. In-Hand Salary |
| At Joining | ₹34,000–₹43,000 |
| After 5 Years | ₹42,000–₹52,000 |
| After 10 Years | ₹52,000–₹65,000 |
| After 15 Years | ₹65,000–₹78,000 |
| After 20 Years | ₹78,000+ |
These are broad estimates. Actual salary growth depends on annual increment, DA revision, promotion, MACP benefit, posting city, HRA, railway accommodation and deductions.
Career Growth And Promotion
Commercial Cum Ticket Clerk has good long-term career value in Indian Railways. With experience, seniority, departmental exams and vacancies, an employee may move to higher commercial posts such as Senior Commercial Cum Ticket Clerk, Commercial Supervisor and other supervisory commercial roles.
Promotion improves both salary and responsibility. Even if promotion takes time, salary continues to grow through annual increments, DA revision and MACP-type benefits.
Commercial Cum Ticket Clerk Vs Junior Clerk Salary
| Point | Commercial Cum Ticket Clerk | Junior Clerk Cum Typist |
| Recruitment | RRB NTPC Undergraduate | |
| Pay Level | Level 3 | |
| Starting Basic Pay | ₹21,700 | |
| Approx. In-Hand Salary | ₹34,000–₹43,000 | |
| Work Type | Ticketing, passenger and commercial work | |
| Public Dealing | High |
Commercial Cum Ticket Clerk salary is usually higher than Junior Clerk Cum Typist because Commercial Cum Ticket Clerk comes under Pay Level 3, while Junior Clerk Cum Typist is generally placed under Pay Level 2.
FAQs
Q1. What Is The Starting Basic Pay Of Commercial Cum Ticket Clerk?
The starting basic pay of Commercial Cum Ticket Clerk is ₹21,700 per month under Pay Level 3.
Q2. What Is The In-Hand Salary Of Commercial Cum Ticket Clerk?
The approximate starting in-hand salary is around ₹34,000 to ₹43,000 per month, depending on posting city, HRA and deductions.
Q3. Is Commercial Cum Ticket Clerk A Railway Job?
Yes. Commercial Cum Ticket Clerk is an Indian Railways post recruited through RRB NTPC Undergraduate recruitment.
Q4. Does Commercial Cum Ticket Clerk Get DA And HRA?
Yes. Commercial Cum Ticket Clerk gets DA and HRA as per railway and central government rules. HRA may not be paid separately if railway quarters are allotted.
Q5. What Is The Work Of Commercial Cum Ticket Clerk?
The work includes ticket booking, passenger dealing, fare support, commercial records, cash handling, refund-related work and station-level commercial duties.
Q6. Is Commercial Cum Ticket Clerk A Good Job?
Yes. It is a stable railway job with Pay Level 3 salary, medical benefits, railway pass benefits, promotion scope and long-term service security.
